Payout guide · 12 min
How to receive digital product payments in China as an individual
Compare realistic payout routes to a mainland Chinese bank account, including Waffo Pancake, Paddle, Gumroad, and PayPal.
Read guideField notes
Better pricing starts with better fee math.
Practical explanations for the costs between a customer’s payment and your bank account.
Payout guide · 9 min
How to withdraw Upwork earnings to a China bank account
A practical Upwork-to-China withdrawal path covering CNY local-bank support, the $0.99 fee, identity matching, timing, and backup methods.
Read guidePayout guide · 10 min
How to withdraw Fiverr earnings to a China bank account
Compare Fiverr Bank Transfer via Payoneer, Payoneer balance, and PayPal for a mainland China freelancer who needs a usable local-bank payout.
Read guidePricing guide · 6 min
How much should you charge to keep $100?
Reverse-price a sale so platform fees do not quietly reduce your target income.
Read guidePricing guide · 5 min
Percentage fees vs fixed fees
Understand why transaction size changes the effective cost of every platform.
Read guidePricing guide · 5 min
Platform fee vs payment processing
Separate the cost of the marketplace from the cost of moving money.
Read guidePricing guide · 7 min
When does a monthly plan pay for itself?
Calculate the revenue point where a subscription beats a higher transaction fee.
Read guidePricing guide · 6 min
The real cost of currency conversion
See how FX spreads and conversion fees reduce international payouts.
Read guidePricing guide · 7 min
Etsy fees explained: what sellers should include
Build a realistic Etsy fee estimate from listing, transaction, payment, advertising, and optional costs.
Read guidePricing guide · 7 min
Shopify fees explained: subscription, payments, and apps
Separate Shopify plan costs from card processing, third-party transaction fees, apps, and operating expenses.
Read guidePricing guide · 8 min
How to price digital products after platform fees
Set a digital-product price that covers fixed fees, percentage fees, refunds, support, and your target margin.
Read guidePricing guide · 10 min
Merchant of record fees compared: Waffo Pancake, Creem, Paddle, Polar, and Lemon Squeezy
Compare current merchant-of-record fee baselines, seller eligibility, and the extra costs that headline rates leave out.
Read guidePricing guide · 11 min
Best merchant of record options for individuals and sole traders
Compare individual onboarding, business-registration rules, payout access, verification, and fees before choosing a merchant of record.
Read guide