Merchant of record fee guide

Polar fee calculator

Merchant-of-record infrastructure with volume-based paid plans. A baseline estimate for Polar’s current Starter merchant-of-record plan.

Source checked Polar pricing

Quick calculator

Sale breakdown

USD
$

Estimated fees

−$5.50

You keep

$94.50
Effective rate5.50%

Reference estimate based on 5% + $0.50 Starter. Excludes taxes, refunds, optional services, currency conversion, and special pricing.

Included in this estimate

What the math covers

  • Merchant-of-record tax and billing handling
  • Starter plan with no monthly fee
  • Paid plans with lower transaction rates

Watch the edges

What can change your result

  • International cards add 1.5%
  • Payout-provider and dispute fees are separate
  • Paid plans and legacy-member rates differ from Starter

Who can apply

Entity type and onboarding.

Eligibility source
Individual

Supported only where Stripe Connect Express permits the individual business type and Polar supports payouts.

Sole trader / self-employed

Region-dependent. The available legal form is determined by Stripe Connect Express requirements in the seller’s country.

Registered company

Supported in Polar payout countries, subject to Stripe Connect Express business verification.

Common onboarding requirements
  • Be resident or operate a business in a listed Polar payout country
  • Complete Stripe Connect Express identity and payout verification
  • Confirm the allowed business type for the account country; mainland China is not currently on Polar’s published payout list
Official source: Polar supported countries. Approval remains account-, product-, and country-specific.

Reference rate

5% + $0.50 StarterFees change by country, plan, payment method, and account history. ClearFeeMath estimates are planning tools, not invoices.

Common questions

How much does Polar take?

Our baseline model uses 5% + $0.50 Starter. Actual fees can vary by country, plan, product category, payment method, and account terms.

What is included in this Polar estimate?

Merchant-of-record tax and billing handling, Starter plan with no monthly fee, Paid plans with lower transaction rates. Costs listed under “Watch the edges” are not included unless the calculator states otherwise.

Can an individual or sole trader use Polar?

Supported only where Stripe Connect Express permits the individual business type and Polar supports payouts. Region-dependent. The available legal form is determined by Stripe Connect Express requirements in the seller’s country.

Is this the exact amount Polar will charge?

No. This is a planning estimate based on the linked public pricing source. Your account statement and current Polar terms take precedence.

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