Head-to-head fee guide

Creem vs Polar fees

Compare Creem’s public transaction price with Polar’s Starter merchant-of-record plan.

Cr

Creem

3.9% + $0.40

VS

Po

Polar

5% + $0.50 Starter

Gross revenueCreem keepsPolar keepsDifference

$10.00$9.21$9.00$0.21

$50.00$47.65$47.00$0.65

$100.00$95.70$94.50$1.20

$500.00$480.10$474.50$5.60

$1000.00$960.60$949.50$11.10

ClearFeeMath verdict

Creem has the lower no-monthly-fee baseline. Polar’s paid plans can reduce its percentage and fixed charge at higher volume, so growing businesses should compare the plan cost with expected monthly savings.

Cr

Choose Creem when…

Early-stage digital sellers who want a low public baseline without a subscription.

Po

Choose Polar when…

Software businesses that may benefit from Polar’s product stack and lower-rate paid plans as volume grows.

Common questions

Is Creem cheaper than Polar Starter?

At current public rates, Creem lists 3.9% plus $0.40 while Polar Starter lists 5% plus $0.50. Extra and payout fees can still affect both totals.

Can a paid Polar plan become cheaper?

Yes. Polar publishes paid plans with lower transaction rates. Calculate the monthly revenue where those fee savings exceed the plan price.