Merchant of record fee guide

Waffo Pancake fee calculator

Developer-focused global payments with merchant-of-record coverage. A baseline estimate for Waffo Pancake’s public merchant-of-record transaction price, with no setup or monthly fee.

Source checked Waffo Pancake pricing

Quick calculator

Sale breakdown

USD
$

Estimated fees

−$4.40

You keep

$95.60
Effective rate4.40%

Reference estimate based on 3.9% + $0.50. Excludes taxes, refunds, optional services, currency conversion, and special pricing.

Included in this estimate

What the math covers

  • Merchant-of-record tax and compliance handling
  • Subscriptions and global payment methods
  • No setup or monthly fee

Watch the edges

What can change your result

  • Refunds cost $1 and the original transaction fee is not returned
  • Payouts cost 1% with a $10 minimum; dispute stages can add $10–$25
  • Failed payments that trigger 3DS can cost $0.30; custom volume pricing may differ

Who can apply

Entity type and onboarding.

Eligibility source
Individual

Supported. Solo founders can register with a personal identity and receive payouts to a personal bank account or Alipay.

Sole trader / self-employed

Supported. A separate LLC or company is not required for eligible solo sellers.

Registered company

Supported. Businesses can onboard and may qualify for custom volume pricing.

Common onboarding requirements
  • Provide verifiable personal or business identity information
  • Sell an eligible software or digital product
  • Connect an available bank account or Alipay payout route and pass account review
Official source: Waffo merchant and payout eligibility. Approval remains account-, product-, and country-specific.

Reference rate

3.9% + $0.50Fees change by country, plan, payment method, and account history. ClearFeeMath estimates are planning tools, not invoices.

Common questions

How much does Waffo Pancake take?

Our baseline model uses 3.9% + $0.50. Actual fees can vary by country, plan, product category, payment method, and account terms.

What is included in this Waffo Pancake estimate?

Merchant-of-record tax and compliance handling, Subscriptions and global payment methods, No setup or monthly fee. Costs listed under “Watch the edges” are not included unless the calculator states otherwise.

Can an individual or sole trader use Waffo Pancake?

Supported. Solo founders can register with a personal identity and receive payouts to a personal bank account or Alipay. Supported. A separate LLC or company is not required for eligible solo sellers.

Is this the exact amount Waffo Pancake will charge?

No. This is a planning estimate based on the linked public pricing source. Your account statement and current Waffo Pancake terms take precedence.

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