Included in this estimate
What the math covers
- Merchant-of-record payments and tax handling
- Billing and chargeback management
- No standard monthly fee
Merchant of record fee guide
Paddle fee calculator
Established merchant-of-record billing for software businesses. A baseline estimate for Paddle’s pay-as-you-go merchant-of-record checkout price.
Source checked Paddle pricing
Quick calculator
Sale breakdown
$
Estimated fees
−$5.50You keep
$94.50Effective rate5.50%
Reference estimate based on 5% + $0.50. Excludes taxes, refunds, optional services, currency conversion, and special pricing.
Watch the edges
What can change your result
- Transactions below $10 and invoicing can use different pricing
- Custom volume pricing may differ
- Optional retention and recovery services can add cost
Who can apply
Entity type and onboarding.
Supported. Individuals complete identity verification but do not complete the registered-business verification step.
Supported. Sole traders follow personal identity verification and must identify their brand or legal name on the site.
Supported. Registered businesses may need registration documents and ownership details for holders above 25%.
Common onboarding requirements
- Operate a live HTTPS product website with clear features and pricing
- Publish accessible terms, refund policy, and privacy policy
- Complete domain review plus identity checks; an ID, proof of address, or liveness check may be requested
Reference rate
5% + $0.50Fees change by country, plan, payment method, and account history. ClearFeeMath estimates are planning tools, not invoices.Common questions
How much does Paddle take?
Our baseline model uses 5% + $0.50. Actual fees can vary by country, plan, product category, payment method, and account terms.
What is included in this Paddle estimate?
Merchant-of-record payments and tax handling, Billing and chargeback management, No standard monthly fee. Costs listed under “Watch the edges” are not included unless the calculator states otherwise.
Can an individual or sole trader use Paddle?
Supported. Individuals complete identity verification but do not complete the registered-business verification step. Supported. Sole traders follow personal identity verification and must identify their brand or legal name on the site.
Is this the exact amount Paddle will charge?
No. This is a planning estimate based on the linked public pricing source. Your account statement and current Paddle terms take precedence.
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