Included in this estimate
What the math covers
- Online payment APIs
- No monthly API charge
- Card and digital-wallet processing
Payments fee guide
Square fee calculator
Online and in-person payments with clear per-transaction pricing. A US baseline for card payments made through Square’s online payment APIs.
Source checked Square online payment pricing
Quick calculator
Sale breakdown
$
Estimated fees
−$3.20You keep
$96.80Effective rate3.20%
Reference estimate based on 2.9% + $0.30 online API. Excludes taxes, refunds, optional services, currency conversion, and special pricing.
Watch the edges
What can change your result
- Square Online plan rates can differ
- In-person and manually entered rates differ
- Custom pricing may apply at volume
Reference rate
2.9% + $0.30 online APIFees change by country, plan, payment method, and account history. ClearFeeMath estimates are planning tools, not invoices.Common questions
How much does Square take?
Our baseline model uses 2.9% + $0.30 online API. Actual fees can vary by country, plan, product category, payment method, and account terms.
What is included in this Square estimate?
Online payment APIs, No monthly API charge, Card and digital-wallet processing. Costs listed under “Watch the edges” are not included unless the calculator states otherwise.
Is this the exact amount Square will charge?
No. This is a planning estimate based on the linked public pricing source. Your account statement and current Square terms take precedence.
Keep comparing