Payments fee guide

PayPal fee calculator

Familiar checkout with a more layered fee schedule. A reference estimate for standard PayPal Checkout transactions in the US.

Source checked PayPal merchant fees

Quick calculator

Sale breakdown

USD
$

Estimated fees

−$3.98

You keep

$96.02
Effective rate3.98%

Reference estimate based on 3.49% + $0.49. Excludes taxes, refunds, optional services, currency conversion, and special pricing.

Included in this estimate

What the math covers

  • PayPal Checkout
  • Buyer-recognized payment option
  • No standard monthly platform fee

Watch the edges

What can change your result

  • Rates vary by product
  • International fees may apply
  • Currency conversion can add cost

Reference rate

3.49% + $0.49Fees change by country, plan, payment method, and account history. ClearFeeMath estimates are planning tools, not invoices.

Common questions

How much does PayPal take?

Our baseline model uses 3.49% + $0.49. Actual fees can vary by country, plan, product category, payment method, and account terms.

What is included in this PayPal estimate?

PayPal Checkout, Buyer-recognized payment option, No standard monthly platform fee. Costs listed under “Watch the edges” are not included unless the calculator states otherwise.

Is this the exact amount PayPal will charge?

No. This is a planning estimate based on the linked public pricing source. Your account statement and current PayPal terms take precedence.

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