Choose Stripe when…
Businesses building a custom checkout or product that primarily needs flexible payment infrastructure.
Head-to-head fee guide
Stripe vs Shopify fees
Compare Stripe payment processing with Shopify’s entry-plan payment baseline and monthly subscription.
St
VSStripe
2.9% + $0.30Sh
Shopify
from 2.9% + $0.30Gross revenueStripe keepsShopify keepsDifference
$10.00$9.41$0.00$9.41
$50.00$48.25$9.25$39.00
$100.00$96.80$57.80$39.00
$500.00$485.20$446.20$39.00
$1000.00$970.70$931.70$39.00
ClearFeeMath verdict
The transaction-rate baseline is similar, but these are not equivalent products. Stripe is payment infrastructure; Shopify is a hosted commerce platform whose subscription pays for storefront and operational tools.
Choose Shopify when…
Merchants who want a hosted store, checkout, catalog, and commerce operations in one platform.
Common questions
Is Stripe cheaper than Shopify?
Their reference online card rates can look similar, but Shopify also charges a plan subscription while providing a hosted commerce system. A fair comparison includes the software needed around Stripe.
Does Shopify use Stripe?
Shopify Payments and Stripe are separate products. Availability, rates, and payment-provider options vary by country and account.