Choose Payhip when…
Creators who want a low-cost storefront and are comfortable connecting and managing their own payment processor.
Head-to-head fee guide
Payhip vs Gumroad fees
Compare a Payhip Free Forever sale using standard US Stripe processing with Gumroad’s direct-sale baseline.
Pa
VSPayhip
5% + Stripe 2.9% + $0.30 est.Gu
Gumroad
10% + $0.50, plus processingGross revenuePayhip keepsGumroad keepsDifference
$10.00$8.91$7.91$1.00
$50.00$45.75$42.75$3.00
$100.00$91.80$86.30$5.50
$500.00$460.20$434.70$25.50
$1000.00$920.70$870.20$50.50
ClearFeeMath verdict
Payhip has the lower baseline direct-sale fee in this model. Gumroad’s higher fee may still be worthwhile for sellers who value its merchant-of-record tax handling and familiar creator commerce workflow.
Choose Gumroad when…
Creators who prioritize merchant-of-record tax handling, fast digital delivery, and a familiar hosted selling workflow.
Common questions
Is Payhip cheaper than Gumroad?
Using Payhip’s free plan and the standard US Stripe rate cited by Payhip, its baseline is lower than Gumroad direct sales. Gateway, country, Discover, refund, and subscription scenarios can change the result.
Does Payhip handle taxes like Gumroad?
Payhip says it automatically handles EU VAT and UK VAT, while other taxes can be configured and reported. Gumroad’s merchant-of-record role covers a broader set of transaction-tax responsibilities for eligible sales; confirm current terms for your products and countries.