Ko-fi: 5% + processing est.
A planning estimate for a free account on fee-bearing features plus typical processing.
Head-to-head fee guide
Ko-fi vs Patreon fees
Compare lightweight tips and shops with a fuller recurring-membership platform.
Ko
VSKo-fi
5% + processing est.Pa
Patreon
10% + processing est.Same sale, different result
Take-home examples at five sale amounts.
Each row models one transaction at the displayed gross amount and applies the published baseline shown above. Any modeled monthly charge is included once.
| Gross revenue | Ko-fi keeps | Patreon keeps | Difference |
|---|---|---|---|
| $10.00 | $8.91 | $8.41 | $0.50 |
| $50.00 | $45.75 | $43.25 | $2.50 |
| $100.00 | $91.80 | $86.80 | $5.00 |
| $500.00 | $460.20 | $435.20 | $25.00 |
| $1000.00 | $920.70 | $870.70 | $50.00 |
Verify the assumptions
What each baseline represents.
Use the detailed guides and official pricing pages before making a final decision.
Patreon: 10% + processing est.
A planning estimate combining a 10% standard platform rate with typical processing.
Model your own costs
Order count, product cost, shipping, advertising, and overhead can reverse a headline-fee winner.
ClearFeeMath verdict
Ko-fi can be less expensive for lightweight support and direct audience relationships. Patreon may justify a higher take through membership workflows and community features.
Choose Ko-fi when…
Creators who want tips, a small shop, and flexible membership features with lighter platform overhead.
Choose Patreon when…
Creators building a structured recurring-membership business with tiers and community benefits.
Common questions
Does Ko-fi take a fee on tips?
Platform fees depend on account and feature type, while payment processor fees still apply. Confirm the current Ko-fi terms for your setup.
Is Patreon better for memberships?
Patreon is more membership-focused, but the better choice depends on the features you use and the total fee at your revenue level.