One number for every fee
Effective fee rate calculator
Headline percentages hide fixed charges and subscriptions. Effective rate divides every included fee by gross revenue so two very different pricing structures can be compared on the same basis.
Effective rate = total included fees ÷ gross revenue × 100Effective fee rate
3.20%Total fees: $32.00 · You keep: $968.00Common questions
Why is my effective rate higher than the advertised rate?
Fixed per-transaction fees and monthly subscriptions raise the total cost above the advertised percentage, especially at low revenue.
Should I include taxes and advertising?
Include a cost only when you want it represented in the comparison. Keep platform fees separate from broader profit-margin calculations.